In Debt Free Stories / Podcast, Podcast


About Today’s Guest

Derek Schwartz, PharmD, RPh is a 2014 graduate of Ohio Northern University Raabe College of Pharmacy who currently works with the Kroger Company in the Cincinnati, OH area. After graduating in 2014 with over $180,000 in debt, Derek is on pace to being debt free in January 2018.

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What You’ll Learn From This Episode

On this episode, our guest, Dr. Derek Schwartz, talks about:

  • becoming “normalized” to student debt;
  • his frustration by initial efforts to pay down his principal;
  • how he organized his loans and learned more about what other pharmacists were going through;
  • his sacrifice and how he drastically cut expenses to free up income.


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