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In 2016, after meeting on Twitter (yes, that is a real thing!), Tim and Tim observed that there weren’t many financial resources speaking directly to pharmacists. With rising student debt, leveling salaries, and competing financial priorities, the need for niche financial education and support is real.
Your Financial Pharmacist is on a mission to help pharmacists achieve financial freedom through virtual comprehensive financial planning services via YFP Planning, as well as three weekly podcasts, books, webinars, and numerous online resources.
Co-founder and CEO, Your Financial Pharmacist
Co-author of Seven Figure Pharmacist
Co-founder, Your Financial Pharmacist
Director of Financial Planning, YFP Planning
Co-founder, Your Financial Pharmacist
Co-author of Seven Figure Pharmacist
Author of The Pharmacist’s Guide to Conquering Student Loans
Tim Ulbrich, PharmD received his Doctor of Pharmacy degree from Ohio Northern University and completed postgraduate residency training at The Ohio State University. Prior to making the move to work full-time on Your Financial Pharmacist, Tim spent 12 years in various academic positions at Northeast Ohio Medical University and The Ohio State University College of Pharmacy.
After completing pharmacy school and residency training, Tim and his wife, Jess, had more than $200,000 of non-mortgage debt. Through a self-taught financial education and hard work, Tim and Jess finished paying off $200,000 of debt in the fall of 2015. Shortly thereafter, Tim published a blog post outlining his debt repayment journey which would be the start of Your Financial Pharmacist.
Tim is CEO of Your Financial Pharmacist, host of the Your Financial Pharmacist Podcast and co-author of Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt and Create Wealth. Tim has presented to over 100 pharmacy associations, colleges, and groups on various personal finance topics including debt management, investing, retirement planning, and financial well-being.
Tim Baker, CFP®, RLP®, RICP® is a sworn fiduciary and fee-only financial planner who has your best interest in mind.
Tim grew up in the great state of New Jersey (seriously) which is known for delicious tomatoes (look it up), the show “Jersey Shore’ which he has never seen, and greats like Bruce Springsteen, Bon Jovi, and Tony Soprano. After graduating from high school, he attended the United States Military Academy majoring in International Relations and branching Armor. After having a cup of coffee in the Army (thanks to the medical board), he started a career in logistics for a major retailer and then a construction company in Ohio and California. He enjoyed logistics but left that career desiring something more. After months of deliberation, he narrowed it down to financial planning, police work, or personal training. While very different fields, the common denominator was a desire to be actively helping people.
In 2012, Tim decided to move to Baltimore, MD to join a small independent financial planning firm where he could learn about the business and earn the necessary licenses and certifications to begin assisting clients in meeting their financial goals.
In 2016, he launched his financial planning firm Script Financial and in 2019 merged with Your Financial Pharmacist. Tim now lives in Columbus, Ohio.
As a fee-only CFP®, Tim Baker truly has the client’s best interest in mind. As someone who has worked in other industries, he knows what it is like to be clueless when picking out 401(k) investments or feeling uneasy when navigating the complexities of buying a home. He believes in living a happy, healthy, and balanced life and wants to help you build a life plan so you can do the same.,
